Uninsured/underinsured motorist coverage – Washington folks – DO NOT WAIVE THIS. It is waivable in Washington. It’s a bad idea. You pay for insurance. If you are hit by an uninsured driver, or a driver with minimal limits, a driver with no assets, someone with road rage where their insurance may deny coverage, or leaves the scene, you are going to want this coverage! It also generally covers you and your family members if you are on a bike or a pedestrian!! This coverage is important. If you are in Oregon, you should have it already. If you are in Washington, you will be given the option to waive it. I do not advise you do this. You want this coverage.

A Website Told Me My Case Value

By |December 7, 2025|

Short answer, those websites are largely junk. You need to talk to a lawyer and likely retain one to have a better idea of "case value." 1) Cases don't have intrinsic value for one thing. [...]

Umbrella Coverage

By |November 5, 2025|

What is an umbrella? Simply, an umbrella policy is something you can purchase through your insurance company that providers extra coverage beyond your normal limits, usually as a backup for homeowner's insurance, auto insurance and [...]

Black Box Data

By |October 22, 2025|

You've heard of black box data.... probably in reference to airplane crashes, but did you know most vehicles also have a black box on board? This data can be extremely valuable. And fleeting. No pun [...]